11 Ways to Save Money on Your Pet’s Needs

Owning a pet can be quite costly. Expenses for feeding, housing, and caring for a pet can add up quickly. On the lower end, dog ownership might cost around £100 per month, but this can soar to £500 monthly if services like doggie daycare are included.

We spoke with money.co.uk to get their top tips for saving money on pet care. If you’re considering getting a dog or a cat, the RSPCA’s pet calculator can help you determine if it’s financially feasible.

Lucinda O’Brien, a savings accounts expert at money.co.uk, shared:

“Pets are family, so we naturally want to provide the best care. However, pet expenses can strain our finances, making it crucial to budget and find savings where possible. With April being National Pet Month, here are some tips for saving money—from buying secondhand toys to setting up an emergency savings account.”

Read more: Budgeting and Financing for Your New Puppy

1. Explore Subscriptions Pet food is vital for your pet’s health. While it can be pricey, some brands offer monthly subscriptions at a reduced rate, delivered to your door so you never run out.
2. Buy in Bulk If a subscription isn’t feasible, purchase food and essentials in bulk. Look for deals on larger quantities, but be mindful of expiration dates to ensure freshness.
3. Sign Up for Loyalty Clubs Many pet stores offer loyalty programs. For example, Pets at Home has a VIP Club that provides free monthly vouchers and special offers on your pet’s birthday.
4. Compare Prices Always compare prices to find the best deals. Check supermarket prices against online options to uncover significant savings, even if it requires a bit of research.
5. DIY Grooming Professional grooming can be costly, especially for pets needing regular care. Learn to groom your pet at home through online tutorials. Investing in grooming tools can save money over time. If full grooming is too challenging, perform basic tasks like brushing and bathing.
6. Make Your Own Treats Avoid the expense of store-bought treats by making your own. Numerous recipes online use basic ingredients like bananas, natural peanut butter, and oats to create delicious treats.
7. Shop Secondhand Save money by buying secondhand toys from charity shops. Ensure they are in good condition and safe for your pet.
8. Ask Friends and Family Borrow items like crates or carriers from friends or family to avoid unnecessary costs.
9. Schedule Check-Ups Regular vet check-ups and vaccinations are crucial for your pet’s health, helping prevent costly issues later on.
10. Consider Pet Insurance To manage unexpected vet bills, consider pet insurance. Research various policies to find one that fits your needs. Although it might seem like an extra expense, it can be a lifesaver if your pet requires sudden medical attention.
11. Set Up a Savings Pot Save a little each month in a dedicated account for emergencies. This provides peace of mind knowing you have funds available if your pet needs urgent care.